Daycare Franchise Business: How to Get Started

Daycare franchise owners and students

With so many working parents, the demand for daycare is increasing. Childcare industry growth trends reveal that the global market is expected to reach $404.46 billion by 2034, making starting a daycare center a potentially lucrative career move.

There are various options for getting started, but a daycare franchise may be your best bet. A franchise offers an established name that will draw people to your facility. The organization also provides resources to help make your business successful.

Although a franchise may provide extra support, launching a new business is always challenging. This article reviews the advantages and pitfalls, providing all you need to start your franchise journey.

 

Table of Contents

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What Is a Daycare Franchise?

A daycare franchise involves a potential business owner paying a fee and royalties to use a well-established business's branding, name and operational system to launch their facility. The franchisor offers training, support, marketing materials and guidance on how to run a successful daycare to ensure the company's success.

Before you begin, remember that daycare must not be confused with preschool. A daycare facility is specifically set up for working parents of young children who need someone to watch them while they work. Preschool gets children ready for kindergarten.

Overview of Franchise Agreements and Business Structure

Franchisors and franchisees typically have a contract or several contracts outlining the company's operations. Here are some typical clauses:

  • Grant of Rights: This clause allows the franchisee to use the franchisor's branding assets.
  • Territory and Location Restrictions: Some franchisors may limit the areas where the franchise can operate.
  • Fees and Royalties: The contract typically outlines the costs and royalties the franchisee must pay the franchise.
  • Training and Support: The document may outline the franchisor's training and support systems.
  • Operation Guidelines: Clauses may also include the operational guidelines the franchisor wants the franchisee to follow.
  • Terms and Renewal Options: The agreement should specify the length of terms and options for renewal.
  • Dispute Resolution: The contract should outline how disputes will be resolved.
  • Termination and Exit Strategies: The agreement should include the circumstances under which the contract can be terminated and the procedures for exiting the franchise system.
  • Advertising: Clauses may be included mandating that the franchisee engage in a specific amount of advertising and how advertising is handled.
  • Disclosure: The Franchise Disclosure Document details data and risk factors of the franchise system.

Business structures for franchises can vary, but the business format franchising structure is the only one that applies in a daycare setting. It involves the franchise providing a complete daycare business model for the franchisee. Other structures, such as product distribution and manufacturing franchising, are suitable for companies that sell products.

Common Misconceptions About Daycare Franchises

The internet is an excellent source of information, but it may also promote misconceptions about daycare franchises. This section separates fact from fiction.

Myth 1: Daycare Franchises Don't Encourage Creativity

Truth: Franchisors outline rules and regulations that must be followed, and some franchisees may feel these standards will limit the franchisee’s vision. However, they are encouraged to get creative while following their parent company’s roadmap.

Myth 2: Daycare Franchising Equals Guaranteed Success

Truth: Franchise owners benefit from the parent company's branding and guidelines. However, there is no guarantee of success. The owner must put in a lot of hard work to establish a profitable, reputable franchise.

Myth 3: You Don't Need Industry Experience to Be Successful

Truth: Although franchisors provide extensive guidance, a franchisee with industry insights will have greater chances of success. Additionally, some franchises will not enter an agreement with inexperienced parties.

Myth 4: You Should Choose the Most Well-Known Brand

Industry recognition can be beneficial, but consider other factors, like costs, operating hours and staffing requirements. Ultimately, you must look for the best daycare business models to suit your professional goals.

 

 

Benefits of Owning a Daycare Franchise

Daycare franchise classroom

Childcare franchise opportunities offer undeniable benefits to new business owners, which should be considered when comparing a franchise vs. independent daycare. Here are some to think about.

Established Brand Recognition

Statistics show that 59% of consumers prefer brands they are familiar with. Therefore, marketing materials from a reputable, well-known brand can help you attract more families, potentially increasing signups.

Proven Business Model and Support

Franchises have a proven business model and offer these types of practical support for childcare industry growth trends:

  • Training: The franchise will train the daycare owner and their team, ensuring they have the skills they need to provide excellent service.
  • Operational guidance: Franchise daycare centers receive operational guidance in payment processes, curriculum, hours and structure so they don't make as many mistakes.
  • Ongoing support: The franchisor will continue supporting their businesses and providing guidance throughout the facility's lifetime.

The support that franchisors offer is part of the reason why the survival rate for new businesses is about 6.3% higher than that of independent companies.

Access to Licensing and Compliance Assistance

Navigating licensing requirements for daycare franchises can be complicated. One wrong move can lead to fines and penalties. A franchisor will guide you, ensuring you get the licensing you require and overseeing compliance regulations to limit the risk of penalties in other aspects of business. Some will even work with local authorities to expedite the process.

Lower Risk Than Independent Startups

When comparing franchising vs. independent daycare, independent startups face their fair share of risks in licensing and compliance. Without guidance, they are also likely to make errors in training and operations. They may also lose money in marketing.

A franchisor shows franchisees how to run a successful daycare, minimizing these risks and leading to higher success rates. An Investopedia report reveals that 50% of independent startups fail in the first five years, compared to 4% of franchised companies, establishing lower risks in these business models.

 

 

Challenges of Starting a Daycare Franchise

Although childcare franchise opportunities can be beneficial, starting a daycare franchise can have its downsides. Here are some to consider.

High Initial Investment and Franchise Fees

Investing in a preschool franchise is often more expensive than starting a company from scratch. Although these investments typically pay for themselves, even considering lower risks, they can exceed many business owners' budgets. Here are the fees normally involved.

  • Franchise fee: The initial fee to start a franchise covers the right to use the parent company's name, brand and business model. It typically ranges from $20,000 to $150,000.
  • Royalty fee: These are ongoing payments, typically a percentage of the franchisee's gross revenue.
  • Marketing fees: Although the franchisee can do their own marketing, the parent company will typically take care of this business aspect and charge the daycare center a percentage of their revenue in return for their services.
  • Startup costs: Other costs may include finding and remodeling a building and purchasing supplies and equipment.

Startup expenses can add up. However, some franchisees may get breaks on the cost of daycare franchises, as some parent companies may get volume discounts on supplies, materials and insurance.

Limited Operational Flexibility

Franchisees have freedom in how they run their business. However, the parent company will require them to follow rules and regulations that can limit flexibility and creativity. Franchise owners are restricted from doing anything that may impact the brand image.

Ongoing Royalties and Franchise Operations

Franchisors earn money from franchisees through fees and profit sharing:

  • Profit sharing: With this structure, the franchisor claims a portion of the franchisee's profits, usually calculated as a fixed amount or percentage. In some instances, a tiered system will be implemented based on performance.
  • Fees: These include the initial franchise fee for using the franchisor's business model, brand, training and royalties, which are typically a percentage of the franchisee's revenue and contributions to national and local marketing and advertising efforts.

 

 

Steps to Start a Daycare Franchise

Have you decided a daycare franchise is right for you? Here are some tips that will help you get started.

Researching Franchise Opportunities

First, choose the right childcare franchise opportunity based on the several factors:

  • Brand reputation: Brand reputation is crucial when choosing a franchisor. A brand with an excellent reputation can attract more families to your facility, while a brand with a negative reputation can reduce sign-ups. You should choose a brand that fits your daycare ideas.
  • Franchise fees: Choose a brand with franchise fees that suit your budget. However, also consider the value you get for your money. Does the brand offer training and marketing? How much guidance and support do they provide? Well-known brands will charge more, but the extra fees may be worthwhile if they help you gain sign-ups.
  • Territory rights: Territory rights can be exclusive, protected or non-exclusive. 
    • Exclusive and protected territory rights prohibit the franchisor from opening new franchises within a specific radius or defined area from existing franchises, limiting competition. 
    • Non-exclusive territory rights mean the franchisor can open another location close to the owner's franchise, potentially putting them out of business.
  • Operational structure: Consider the franchisor's operational structure regarding scheduling, rules, regulations and training to ensure it works well with your business model.

Meeting Franchise Requirements

Next, you must meet franchise requirements, including:

  • Minimum capital requirements: Capital requirements can vary, but most franchisors require you to have at least $50,000 in minimum assets. In many cases, the amount is closer to $500,000.  Be sure you have enough liquid capital to cover the initial asset and business operations as your company gets off the ground.
  • Location criteria: Franchisors will typically base their location criteria on market viability, customer accessibility and gaining a competitive advantage. As a franchisee, you should look for a location that suits your demographics, that is, somewhere where there are a lot of families with young children. The area should also have high traffic flow, foot traffic, visibility and parking. Ensure the site you choose is affordable and free of permitting and licensing issues.
  • Licensing standards: Licensing standards are the regulations a franchisor sets regarding using its operational and financial standards, intellectual property, legal and compliance standards and quality control. Here are some examples:
    • Operational standards refer to the facility layout and design, quality of care, employee training, management and customer service.
    • Financial standards set pricing and require financial reporting to determine fees and royalties.
    • Intellectual property means the franchisee must follow specific guidelines regarding trademark usage, including logos and branding.
    • Legal compliance regulations ensure you follow all franchise laws and adhere to all agreement terms.
    • Quality control standards in the agreement may require quality checks and customer satisfaction surveys to ensure the facility provides high-quality care and service.

Securing Funding for Your Daycare Franchise

A daycare franchise is a significant expense. You can use these strategies to secure funding:

  • Loans: Loans can help you cover startup fees; however, they also require payments with interest that can cost more in the long run. Before applying for a loan, ensure you can prove you have the income to cover the cost of investing in a preschool franchise. Pay off debts to improve your credit score and boost your chances of favorable interest rates. The Small Business Administration (SBA) is a popular loan source, approving $225,305,100 in daycare loans in 2022.
  • Grants: Grants are ideal as they don't require payback. However, competition is high, and approval can be difficult. Begin by researching grant opportunities in your area. The Child Development Training Consortium (CDTC), Community Investment for Families Department and Child Care Resources and Referral Agencies (CCR&R) can be great resources.
  • Financial aid: Your local department of education and other community organizations may provide funding for daycare programs.

Finding The Right Location

The next step involves finding the ideal location for your daycare facility. Here are some things to keep in mind:

  • Demographics: Choose a location where there are a lot of families with young children. If possible, choose an area near a school. In addition to ensuring a high family demographic, these locations will be convenient for families dropping older kids off at school.
  • High traffic: Opt for a high-traffic, prominent location, ensuring multiple people see your school daily, potentially attracting new customers.
  • Parking: A location with parking will be more convenient for parents.
  • Real estate fees: The rental or mortgage fees should align with your budget.
  • Permitting and licensing: Ensure the location won't present any permitting and licensing issues.

Setting Up Your Facility and Staff

Any daycare facility owner knows how essential teamwork is in any industry setting. That's why selecting the right staff is so important. Your staff will significantly impact your facility and customer satisfaction rates.

Post ads on the appropriate job websites to find the right team members. Here are some things to keep in mind during the hiring process:

  • Staffing requirements: You may require your staff to undergo background checks, get vaccinations, have specific certifications and take CPR and safety training classes.
  • Training programs: Your franchisor may offer training programs; however, if you provide additional training, you must determine what your staff needs to know. Will you offer in-person training, online training or a combination of both?
  • Safety regulations: Daycare facilities should pay close attention to safety regulations, ensuring their indoor and outdoor environments are clean and age-appropriate. Administrators must pay attention to fire safety, cleaning and hygiene. They should be prepared for emergencies with evacuation procedures and first aid and CPR training.

Managing Tuition Payments and Financial Operations

The best daycare business models should provide the best tuition payment solutions for daycare and financial operations. These include billing and collecting payments, considering payment splits, fees and subsidies. Financial teams must also provide accurate reporting to present to their parent companies.

Managing finances can be challenging, but Vanco's childcare payment solutions can help. Our automated tools are accessible from anywhere and minimize common errors. They can handle all types of payment plans. The paperless system ensures you will never lose a document, and robust data security keeps sensitive information safe.

 

 

Best Daycare Franchise Opportunities to Consider

So, which organizations offer the best daycare franchise opportunities? Here's a list of some top choices.

The Goddard School

Goddard is backed by over 35 years of experience in the daycare industry. The school is recognized as a top childcare franchise in the United States and has a proven business model that inspires family trust. They offer comprehensive training, support and guidance from seasoned professionals.

Franchisees can take advantage of operational support as franchise consultants make in-person visits to the school to assist in implementing high operational standards. The Standards team ensures a healthy and safe learning environment. Their Digital Marketing and Communications teams handle marketing to drive enrollment.

Getting started includes an initial conversation, reviewing the Franchise Disclosure Agreement (FDD), completing an application to share information about your history, and attending a virtual discovery day. Once approved, you can begin your ownership journey.

Primrose Schools

Primrose Schools offer more than 40 years of experience. They provide guidance through training, tools and resources. Their award-winning business model helps drive enrollments. As the daycare brand with the lowest SBA loan failure, you can feel confident in your success.

Primrose provides a comprehensive support system with over 150 hours of training provided by business and marketing experts. Franchisees can also gain insight from real estate, marketing, education, operations and finance specialists to improve their schools continually.

The path to opening the school includes scheduling a meeting, studying the FDD, getting financials together and conducting background checks. After approval, you may choose your location and begin classroom training.  

The Learning Experience

The Learning Experience is one of the fastest-growing franchises in the country. The company has high success rates, with 45% of its franchisees owning two or more centers. They have a 4-star franchisee satisfaction rating year after year.

Franchisees get full support every step of the way. The organization guides you through construction, works with you on staffing, provides training and financial planning and provides a highly-trained operating team and high-level technology to ensure success.

Getting started involves contacting their team about your daycare franchise opportunities, then you apply, review the FDD, train and prepare to open your location.

Lightbridge Academy

Lightbridge Academy was established in 1997 and began its franchise system in 2011. It has refined its process to become an award-winning organization in the franchise space. The school focuses on a Circle of Care that embraces teachers, students and families.

Franchisees benefit from comprehensive support. The operations team provides the tools you need to build a thriving business. They also offer a week of virtual and in-person training so you learn everything you need to know.

The franchise process is simple. Submit an online form to schedule a meeting with a team member. Review the FDD and schedule a meeting to learn more about the company. If everything goes well, you will be approved and work with the team to find the ideal site.

Kiddie Academy

Kiddie Academy brings over 40 years of experience to the table. The organization has grown with hundreds of franchisees. They offer comprehensive guidance on your daycare journey.

The organization offers construction, training, marketing, technology and ongoing support. They provide guidance in site selection, financing and construction. The team also helps franchisees grow with multi-unit opportunities.

They offer a simple process for ownership. Connect with their team, learn about their approach, attend orientation day, launch your academy and prepare for the grand opening.

Comparing Franchise Costs and Profitability

These schools are impressive, ranking as the best daycare franchises in the country. But what can you expect regarding return on investment (ROI)? The following sections provide financial information to help you determine profit margins in daycare businesses.  

Goddard School

The Goddard School offers an average annual EBITDA (earnings before interest, taxes, depreciation and amortization) of $498,015. The cost of daycare franchises varies by location within these ranges:

  • Initial cost and support fees, including the franchise fee, training, initial marketing fees, site development and other administrative costs: $263,500-$295,000
  • School opening costs, including furniture, equipment, marketing materials, computer equipment, security systems and other miscellaneous expenses: $539,000-$739,000
  • Post-opening costs, including ongoing expenses like payroll and rent: $100,000-$275,000

Primrose Schools

The cost of running a school varies depending on whether it is leased or purchased or whether you choose a site-first option, which involves build-to-suit development after the franchise agreement is in place.

  • Lease: $2,256,300-$4,899,200
  • Purchase: $5,788,200-$8,595,000
  • Site first: $826,900-$1,405,000

Annual average EBITDA rates are about $393,000.

Learning Experience

Opening a Learning Experience center requires a franchise fee of $60,000 and a total investment between $589,419 and $5,225,419. Annual EBITDA is about $306,000.

Lightbridge Academy

Franchisees who work with Lightbridge Academy can expect to pay these fees:

  • Franchise fee: $40,000
  • Leased center: $1,067,233-$3,120,400
  • Purchased center: $2,624,500-$4,885,000
  • Royalty fees: 4% of gross revenue during the first six months of operations, 7% of gross revenue after the first six months of operation

Annual EBITDA is $306,000.

Kiddie Academy

The initial investment to start a franchise is:

  • Leasing: $405,000-$1,055,000
  • Purchasing: $4,415,000-$7,255,000

Average annual EBITDA is $145,500.

 

 

Legal and Licensing Considerations

Like any business, daycare owners must comply with legal and licensing requirements, which may be relatively strict, considering they are responsible for the care of children. Here are some requirements to be aware of.

Daycare Franchise Contracts and Obligations

  • Contracts with parents: Daycare organizations may enter contracts with the families they work with. They offer protection regarding payments and liabilities. For example, the daycare center may agree to provide children with a clean, safe environment and qualified care while providing basic services. The contract may also outline parents' engagement strategies for childcare businesses. For example, the parent may be required to agree to the center's payment and attendance policies, ensure prompt pickups and provide documentation about their children's health.
  • Contracts with franchisors: Franchisees and franchisors also enter an agreement that outlines requirements like payments, meeting specific standards, using brand materials and the duration and termination of the contract.

Childcare facilities may have additional legal obligations such as:

  • Provider qualifications: Many states mandate that childcare staff have specific certifications and training, including CPR and first aid training.
  • Health and safety standards: The business may also be required to adhere to specific safety standards that apply to food preparation, emergency preparedness and child-proofing. They may have to pass health and safety and fire marshal inspections.
  • Staff-to-child ratios: The facility may be required to maintain a specific staff-to-child ratio, which typically ranges from 1:10 to 1:15, depending on the children's ages.
  • Background checks: Staff may undergo background checks to ensure they don't have criminal records.
  • Zoning and facility codes: Your facility must comply with local zoning laws and be approved for daycare use. The franchisor may evaluate sites to ensure safe pickup and drop-off zones, ADA-compliant features and safe playground space.

Compliance with State Childcare Licensing Requirements

Licensing requirements for daycare franchises vary from state to state. However, centers generally need a child care center (CCC) license (CCC) for commercial facilities or a family child care home (FCCH) license for home-based facilities. They may also be required to obtain an additional business license for the city or county.

Insurance and Liability Considerations for Franchise Owners

Daycare centers must also purchase liability insurance, although requirements vary by state. These types of insurance may be helpful in a daycare setting:

  • General liability: Provides coverage in the event of injuries
  • Property damage: Covers damage to property, including fixtures and equipment
  • Commercial car insurance: Provides coverage for car accident damage and injuries that may occur when children are transported to and from the daycare center
  • Professional liability insurance: Also known as errors and omissions (E&O), this insurance covers damages that arise due to employee errors, omissions and negligence
  • Workers’ comp: Covers workers' injuries
  • Advertising insurance: Protects the center's advertising activities from libel, slander, copyright infringement and misappropriation

 

 

Marketing and Growing Your Daycare Franchise

Getting your daycare center off the ground is the first step. Once it’s established, you should look at proven parent engagement strategies for childcare businesses to market it and increase enrollment and generate revenue. Various marketing strategies will help you reach your goal.

Leverage Corporate Brand Marketing

Regarding marketing, franchisees have an advantage because they can use their corporate brand attributes to attract clients. Families will already be familiar with the brand name, making them more likely to trust your organization and sign up. However, franchisees must leverage this branding to support childcare industry growth trends.

Here are some ways you can make the most of what's available:

  • Adhere to brand guidelines: This does more than ensure you follow franchise rules and regulations — most brands have developed a practical marketing science that works. Following it will help your franchise attract signups.
  • Contribute to existing marketing campaigns: Join national and regional marketing campaigns, including radio, print, TV, digital platforms and outdoor signage, to establish your branch as part of the team. Find out if you can access the franchisor's marketing channels, such as email contact lists and social media. Likely, the franchisor dedicates a page of their website to your branch, but you are responsible for its upkeep.
  • Explore local marketing: Launch local marketing campaigns, such as regional ads, community events and sponsorships, while maintaining brand consistency.

Community Engagement and Parent Outreach

Daycare center franchisees should create parent engagement strategies for childcare businesses to attract families who may enroll in their program. There are several ways to make connections:

  • Go where parents are: Think of where parents are and how to connect with them. For example, parents may be at local parks, schools and rec centers. Hand out fliers at these locations to get the word out about your business.
  • Attend community events: Community events are a great way to meet parents and tell them about your business. You may set up a booth at a school event or county fair and hand out fliers and promotional material. Franchisees can also host childcare-related events to connect with parents and establish themselves as industry leaders.
  • Partner with local businesses: Find businesses that align with your mission, such as companies that sell children's clothing and furniture. Ask if you can leave fliers and promotional material in their stores. Consider collaborating with them on in-person or online events.

Digital Marketing Strategies for Daycare Franchise Owners

Digital marketing is a strategy that can't be ignored in your marketing efforts. Statistics show that Google, which is strongly connected to digital marketing, helps 34% of preschool families discover new schools. However, review sites and word of mouth are also helpful, accounting for 22% and 21% of new enrollment prospects.

 Here are some ways you can attract enrollment through digital marketing:

  • Website: Create a well-designed website that people can visit to find out more about your center. Make it easy to sign up with a simple enrollment form. Place calls to action (CTAs) strategically on your website, directing visitors to your signup form.
  • Search engine optimization (SEO): SEO strategies like links, keywords and headings help search engines understand your content. This helps to ensure it appears prominently in searches when someone enters relevant keywords and increases the likelihood that users will visit your site and potentially sign up for your services. Local SEO is also a powerful tool, making your company visible to people in the community looking for daycare services. You can leverage local SEO through the appropriate keywords, regional directories and Google My Business.
  • Social media: Connect to parents on social media. Take a more targeted approach by joining social media groups related to childcare. Use hashtags that will help you reach your target audience.
  • Online reviews: Reviews help boost search engine rankings, provide fresh content and relevant keywords and give your business credibility. Positive reviews can also increase sign-ups. Encourage reviews from your clients by including links to your review pages on your website and in marketing emails. Send requests for reviews to families after their child graduates from your program. Respond to reviews to let your clients know you are grateful for their feedback.

Read our article, 21 Daycare Advertising Ideas That Work in 2025, for more inspiration.

 

 

How Vanco Supports Daycare Franchise Owners


Franchisees get a lot of assistance from their parent companies, but running a business is never easy. Vanco offers support with several tools.

Billing and Tuition

Handling billing and tuition payment solutions for daycare can be tough. Parents may require specialized billing due to payment splits and subsidies. Finances must be handled accurately, as franchisors typically want regular reports to assess profit margins in daycare businesses.

Vanco helps with an all-in-one childcare platform and billing tools, specialized to handle various billing needs, including split payments, fees and subsidies. The next-level security protects sensitive information.

Administrative Tasks

Finances are just one part of managing franchise operations. Childcare franchisees and their staff must handle additional tasks like tracking leads, building waitlists and creating financial reports. Our childcare management platform handles those tasks, plus white-glove service and support. It takes administrative stress off your shoulders so you can focus on developing your curriculum.

Watch this video to learn how it helped one client improve her childcare services.


 

 

FAQs

How much does it cost to start a daycare franchise?

Daycare franchise startup costs vary depending on where you open your franchise and whether you lease or own the facility. They generally range from $100,000 to $5,000,000. These expenses typically include support from the franchise company, such as assistance with training, marketing, branding and managing franchise operations. However, you may incur additional supplies and equipment costs.

What are the best daycare franchises to invest in?

According to the internet, the best daycare franchise opportunities to invest in include Goddard School, Primrose Schools, Kiddie Academy, The Learning Experience and Lightbridge Academy. These schools have excellent reputations that will encourage sign-ups, have been recognized as reputable franchisors and offer extensive support for franchisees. However, you should research which organization is appropriate for you.

Your decision should be based on fees, brand reputation, territory rights and organizational structure. Consider all options to ensure you make the right decision.

What are the pros and cons of franchising vs. starting an independent daycare?

When comparing franchise vs. independent daycare, franchising offers several advantages. You can get off the ground with a reputable brand name that attracts people to your business. The parent company will assist with training and managing franchise operations, ensuring compliance.

However, there are some downsides. For example, you must follow the company's regulations limiting your freedom to operate your daycare as wholly your own. Initial fees and ongoing royalties can also get expensive. 

Do daycare franchise owners need childcare experience?

No, franchise owners do not always need childcare experience. Some franchisors will require it or prioritize potential franchisees with relevant experience. For others, it may not factor in at all.

However, relevant experience can make your business more successful. It helps you solve problems easily, increasing client satisfaction. Families may also be more likely to sign up with a provider with experience working with children.

What are the key legal requirements for opening a daycare franchise?

A daycare franchise must meet these legal requirements:

  • Liability insurance: Most states require daycare owners to have liability insurance.
  • Licensing requirements for daycare franchises: Depending on your location, you will need a childcare license and possibly a separate business license.
  • Contracts: You must have an agreement with the franchisor outlining the partnership. Franchisees may also require parents to sign contracts that set guidelines for handling payment and care. 

 

 

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